National Debt Relief offers debt reduction, financial consultations, credit counseling, debt consolidation and education.National Debt Relief focuses on helping individuals and families get out of debt and avoid bankruptcy.Debt consolidation helps consumers develop a workable budget, pay off debt and save money for retirement by combining all debts into one easy-to-manage monthly payment.Debt counselors offer a variety of services in local offices, online or over the phone to help with a debt consolidation plan.
The following four steps will walk you through calculating how much debt you have, choosing the debt consolidation loan, setting a timeline to be debt free and teaching you how to control your spending.
Consolidating all your debts into one loan might appear to make life easier but there might be better ways to pay off debts.
Find out more about how debt consolidation loans work, then get free debt advice before you make a decision.
If you can’t stop spending on credit cards, for example because you’re using them to pay household bills, this is a sign of problem debt.
You should get free debt advice before taking out a debt consolidation loan.