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This means that holders of these products do not need to pay a fee to gain access to a 0% interest rate, as balance transfer holders typically have to pay with the transfer fee.

In a sense, all credit cards, and indeed charge cards, offer 0% on purchases, in that customers typically get up to 56 days interest free before their balance needs to be cleared.

They typically have a color display with a graphical user interface that covers more than 76% of the front surface.

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